Step 1 - Settings > Shopping Cart > The 'Order Management' section

The Payment Type is opened by the Add... or Edit... commands in the Payment type List in Shopping Cart | Order Management, and you can add the payment methods for the shopping cart.

The Payment Type window has the following sections:

▪

General

▪

Cost

▪

Type

▪	E-mail message

You can use these commands to add a new payment method:

▪	Name: give the method a concise and clear name, so that you can easily identify it.

▪	Description: you can give a complete explanation for the method.

▪	Image: select the image to associate with the current method in the shopping cart pages.

▪	Available for some countries only: if active, this option allows you to activate the selected payment method for specific countries only. You can define the country list on the window that opens by clicking on the icon.

You can use the commands in this section to specify the total extra costs that will apply if the customer chooses the current payment method. This amount can be defined in one of the following ways:

▪	Cost: you can specify the handling costs (if any) that are applied to the selected payment method.

▪	Cost as percentage: you can specify the percentage to be applied to the total order cost to calculate the extra costs.

▪	VAT (%): you can specify the VAT rate that is applied to the cost of the payment method. This option is available if you have set the Type as "VAT included" or "VAT excluded" as the VAT settings in Shopping Cart \| Options.

You can use the commands in this section to choose the payment method, which may be:

▪	Pay later: the customer can send an order and pay later (for example, by bank transfer).

▪	Pay now: the customer can send the order and pay immediately (for example, by PayPal™, or other similar circuits, or by credit card).

If you select the Pay now option, you have to define the requested Payment Type. Some suggested payment systems are:

Depending on which payment system is chosen, you have to set the parameters for registered user recognition and those for managing the payment process. These parameters include:

▪	Payment Confirmation: you can select the page from the website map that is to be displayed to confirm payment.

▪	Payment Error: you can select the page from the website map that is to be displayed if an error occurs during payment.

▪	Payment method preferences: only if you use "PayPal Commerce Platform" as Payment Type, you can click on Settings and activate the following options:

•	Enable payment with Credit Card: to display a form on your website which the Customer can use to report their Credit Card data to proceed with the payment.

•	Enable payment with Apple Pay: Apple Pay is the contactless mobile payment system offered by Apple. It allows saving credit and debit cards on iOS devices so to make online payments easier and safer, without having to use physical cards.

To use Apple Pay, you first need to activate the service on your PayPal account.

•	Enable payment with Google Pay: Google Pay is the contactless mobile payment system offered by Google. It allows saving credit and debit cards on Android devices so to make online payments easier and more efficiently, without having to use physical cards.

•	Allow saving of payment method: to give registered Customers the option to save payment data, so not to re-enter them when they make another purchase. If they activate this option, Customers will just have to log in and directly place an order without having to report their credentials.

Th option to save the payment method (also known as vaulting) is only available for registered Customers. For more information, see: How to set up customer registration in your online store

•

Show installment payment option: this option is available for the PayPal "Buy Now Pay Later" payment method only, which gives the final customer the possibility to pay in installments. With this option, everywhere on the store where prices or the active payment methods are shown a note will be reported reminding the installment payment option.

Buy Now Pay Later is a PayPal service which gives the customer the possibility to pay in installments. If the amount is suitable, it is automatically divided into 3 or 4 installments (according to the country): when the payment is performed, the store manager will get the whole amount right away, while PayPal will take care of the installment management. The service doesn't include additional costs and it is already available for the following countries: UK, France, Germany, USA, Australia. Soon it will be active for Italy, Spain and Canada too.

▪	Process the purchase automatically after having received the payment: only available for digital products with certain payment methods (for example, PayPal), this allows orders to be automatically fulfilled as soon as the Client’s payment is received.

If the shopping cart contains both digital and physical Products, it cannot be fulfilled automatically; you must fulfill it manually.

▪	Sandbox enabled (Test mode): if the chosen payment system includes this parameter, it is possible to publish the website online in test mode, to check that both the purchasing and payment procedures work correctly.

Finally, if a different payment system from the ones suggested is used, you must set the Custom Code option as Payment Type. You should receive an HTML code from the service provider when you register, and this must be entered in the HTML Code for 'Pay Now' Button field.

The HTML code from the payment service provider is used to create the "Pay now" button, and it must include the ordered article's code and its price. You have to enter the following tags manually in the code, otherwise the shopping cart will not work correctly:

▪	[ORDER_NO] - the order number is entered here;

▪	[PRICE] - the price is entered here.

You can write a message in the field in this section that describes and explains the selected payment method. This message will be included in the order confirmation e-mail that is sent to the customer.

Read the guides:

-	How to define payment methods
-	Which payment systems can be used?
-	How to set up the installment payment with the PayPal Buy Now Pay Later service

Shopping Cart | The Payment Type window

Shopping Cart | The Payment Type window